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 20032003
  WHI: Increased Cash Dividend Payment.WHI: Increased Cash Dividend Payment.
  WHI: Announced a three-for-two stock split.WHI: Announced a three-for-two stock split.
  WHI: Q3 2003 Earnings ReportWHI: Q3 2003 Earnings Report
  WHI: Schedules Q3 2003 teleconference.WHI: Schedules Q3 2003 teleconference.
  WHI: Q2 2003 Earnings Report.WHI: Q2 2003 Earnings Report.
  WHI: Schedules Q2 2003 teleconference.WHI: Schedules Q2 2003 teleconference.
  WHI: Reports Debt Portfolio Sale.WHI: Reports Debt Portfolio Sale.
  WHI: Completes Sale of Preferred Shares.WHI: Completes Sale of Preferred Shares.
  WHI: Announces teleconference.WHI: Announces teleconference.
  WHI: Q1 2003 Adjusted Results.WHI: Q1 2003 Adjusted Results.
  WHI: Q1 2003 Earnings Report.WHI: Q1 2003 Earnings Report.
  WHI: Announced 22.73% dividend increase.WHI: Announced 22.73% dividend increase.
  WHI: Q4 2002 and Year end Reports.WHI: Q4 2002 and Year end Reports.
 20022002
  Financial Reports Financial Reports
WHI: Schedules Q2 2003 teleconference.

THE FINANCIAL COMPANY OF WESTERNBANK PUERTO RICO
SCHEDULES EARNINGS RELEASE AND
ANNOUNCES SECOND QUARTER EARNINGS REVIEW TELECONFERENCE


Mayagüez, Puerto Rico, July 11, 2003, W HOLDING COMPANY, INC. (NYSE: "WHI"), the financial holding company of Westernbank Puerto Rico, schedules earnings release for July 17, 2003 and simultaneously announced that Frank C. Stipes and Freddy Maldonado, Chief Executive Officer and Chief Financial Officer, respectively, will review W HOLDING’S second quarter results via teleconference on Friday, July 18, 2003 at 10:00 AM (EST).

Westernbank Puerto Rico, the wholly-owned subsidiary of W HOLDING COMPANY, INC., is the third largest banking entity headquartered in Puerto Rico, in term of total assets operating throughout Puerto Rico through 50 full-fledged branches, including 31 in the Southwestern region of Puerto Rico, 8 in the Northeastern region, and 11 in the San Juan Metropolitan area of Puerto Rico. W HOLDING COMPANY, INC., also owns Westernbank Insurance Corp., a general insurance agent placing property, casualty, life and disability insurance, whose results of operations and financial condition are reported on a consolidated basis.

 
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